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Yes. All data is stored locally on your device only. Worthi never uploads your balances or account details to any server. There is no account registration and no cloud sync.
All data is removed with the app. There is no backup or cloud copy. If you want to keep your data, export it first via Settings → Data → Download Template, or use Settings → Data → Import from CSV to back up and restore.
Tap the + button on the home screen, choose Credit Card or Loan, then enter the amount you owe as a positive number. Worthi stores it as a negative value and shows it in red, so it reduces your net worth correctly.
When adding an investment entry, enter both the total deposited (cumulative running total of money you've put in) and the current value. Return is calculated as (current value − deposited) ÷ deposited × 100.
When adding a property, toggle "Shared asset" and enter your ownership percentage. Worthi calculates your net worth contribution as your share of the equity (property value minus mortgage balance × your ownership %).
Archived accounts are hidden from the account list but their historical data is preserved in the net worth graph. This keeps your history accurate. You can restore an archived account any time from Settings → Archived Accounts.
Go to Settings → Data → Download Template to get a CSV with the correct column format. Fill it in with your accounts and entries, then use Settings → Data → Import from CSV to load it into the app.
Yes — go to Settings and tap the currency row. Changing it relabels all values with the new symbol. No conversion is applied, so enter all values in your chosen currency.
No. Worthi uses anonymous analytics (Mixpanel) to understand how the app is used — no names, emails, or financial values are ever sent. See our Privacy Policy for full details.